Natural hazards · Topaz Ranch Estates

Topaz Ranch Estates, NV natural hazards

Most of the natural-hazard damage FEMA expects in Topaz Ranch Estates comes from earthquakes, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Topaz Ranch Estates?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Topaz Ranch Estates to be higher than in 88% of U.S. communities, mostly from earthquakes and wildfires.

Earthquakes32%Wildfire25%Inland flooding21%Drought11%Avalanches5%Everything else5%

By hazard

What Topaz Ranch Estates faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

32% of expected damage

Well above average · higher than 91% of U.S. places

Wildfire

25% of expected damage

Well above average · among the top 1% of U.S. places

Inland flooding

21% of expected damage

Above average · higher than 61% of U.S. places

Recorded about once a year in the area

Drought

11% of expected damage

Recorded about 69 times a year in the area

Avalanches

5% of expected damage

Well below average · higher than 0% of U.S. places

Recorded about once every 10 years in the area

Lower here

TornadoesHailWinter weatherHeat wavesLandslidesStrong windLightningVolcanic activity

Not a risk here

Coastal floodingHurricanesIce stormsCold wavesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Topaz Ranch Estates flood?

FEMA's records show no paid flood insurance claims in Topaz Ranch Estates.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Topaz Ranch Estates isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Douglas County.

Disasters that hit Topaz Ranch Estates

Federal disasters declared here

None of the disasters declared for Douglas County shows FEMA aid or repair money reaching Topaz Ranch Estates itself in FEMA’s records.

Brought FEMA money into Topaz Ranch EstatesDeclared for Douglas County only

Douglas County has had 22 natural disasters declared since 1953, most often fires and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Topaz Ranch Estates is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Topaz Ranch Estates’s own flood-insurance community; household aid to the registrant’s city; repair grants to Topaz Ranch Estates. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.