Natural hazards · Spring Creek

Spring Creek, NV natural hazards

Most of the natural-hazard damage FEMA expects in Spring Creek comes from wildfires, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Spring Creek?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Spring Creek to be higher than in 100% of U.S. communities, mostly from wildfires.

Wildfire91%Everything else9%

By hazard

What Spring Creek faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Wildfire

91% of expected damage

Well above average · among the top 1% of U.S. places

Lower here

Inland floodingTornadoesHailWinter weatherCold wavesHeat wavesEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesIce stormsDroughtAvalanchesTsunamisVolcanic activity

Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Spring Creek flood?

FEMA's records show no paid flood insurance claims in Spring Creek.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Spring Creek isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Elko County.

Disasters that hit Spring Creek

Federal disasters declared here

None of the disasters declared for Elko County shows FEMA aid or repair money reaching Spring Creek itself in FEMA’s records.

Brought FEMA money into Spring CreekDeclared for Elko County only

Elko County has had 17 natural disasters declared since 1953, most often fires and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Spring Creek covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Spring Creek’s own flood-insurance community; household aid to the registrant’s city; repair grants to Spring Creek. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Spring Creek total about $14.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.