Natural hazards · Mount Charleston

Mount Charleston, NV natural hazards

Most of the natural-hazard damage FEMA expects in Mount Charleston comes from avalanches, and overall the risk is high for a U.S. community. Flood insurance has paid 13 claims here since 1982.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Mount Charleston?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Mount Charleston to be higher than in 79% of U.S. communities, mostly from avalanches and inland flooding.

Avalanches36%Inland flooding31%Wildfire25%Everything else8%

By hazard

What Mount Charleston faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Avalanches

36% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 15 years in the area

Inland flooding

31% of expected damage

Above average · higher than 74% of U.S. places

Recorded about 7 times a year in the area

Wildfire

25% of expected damage

Well above average · among the top 1% of U.S. places

Lower here

TornadoesHailWinter weatherHeat wavesEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesIce stormsCold wavesDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Mount Charleston flood?

Every paid claim on a federal flood insurance policy in Mount Charleston, from FEMA’s records.

13paid claims since 1982

$567Kpaid to owners

0homes flooded more than once

19822026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Mount Charleston isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Clark County.

Disasters that hit Mount Charleston

Federal disasters declared here

None of the disasters declared for Clark County shows FEMA aid or repair money reaching Mount Charleston itself in FEMA’s records.

Brought FEMA money into Mount CharlestonDeclared for Clark County only

Clark County has had 12 natural disasters declared since 1953, most often fires and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Mount Charleston covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Mount Charleston’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Mount Charleston. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Mount Charleston total about $2.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.