Natural hazards · Minden

Minden, NV natural hazards

Most of the natural-hazard damage FEMA expects in Minden comes from earthquakes, and overall the risk is very high for a U.S. community. Flood insurance has paid 2 claims here since 2005.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Minden?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Minden to be higher than in 88% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes65%Inland flooding31%Everything else4%

By hazard

What Minden faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

65% of expected damage

Well above average · higher than 96% of U.S. places

Inland flooding

31% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about once a year in the area

Lower here

TornadoesHailWinter weatherHeat wavesWildfireStrong windLightningDroughtVolcanic activity

Not a risk here

Coastal floodingHurricanesIce stormsCold wavesLandslidesAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Minden flood?

Every paid claim on a federal flood insurance policy in Minden, from FEMA’s records.

2paid claims since 2005

$18Kpaid to owners

0homes flooded more than once

20052026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Minden isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Douglas County.

Disasters that hit Minden

Federal disasters declared here

None of the disasters declared for Douglas County shows FEMA aid or repair money reaching Minden itself in FEMA’s records.

Brought FEMA money into MindenDeclared for Douglas County only

Douglas County has had 22 natural disasters declared since 1953, most often fires and floods.

Around Minden

Minden and the towns around it

Very lowLowModerateHighVery high

Mindenmostly earthquakesVery high

Gardnervillemostly earthquakesVery high

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Minden covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Minden’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Minden. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Minden total about $4.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.