Natural hazards · Lovelock

Lovelock, NV natural hazards

Most of the natural-hazard damage FEMA expects in Lovelock comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lovelock?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lovelock to be higher than in 58% of U.S. communities, mostly from inland flooding and wildfires.

Inland flooding32%Wildfire28%Drought23%Earthquakes11%Everything else7%

By hazard

What Lovelock faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

32% of expected damage

Below average · higher than 43% of U.S. places

Recorded about once every 6 years in the area

Wildfire

28% of expected damage

Well above average · higher than 98% of U.S. places

Drought

23% of expected damage

Recorded about 163 times a year in the area

Earthquakes

11% of expected damage

Well above average · higher than 80% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesLandslidesStrong windLightningAvalanchesVolcanic activity

Not a risk here

Coastal floodingHurricanesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lovelock flood?

FEMA's records show no paid flood insurance claims in Lovelock.

of all homes
are insured

No community discount. Lovelock isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Pershing County.

Disasters that hit Lovelock

Federal disasters declared here

None of the disasters declared for Pershing County shows FEMA aid or repair money reaching Lovelock itself in FEMA’s records.

Brought FEMA money into LovelockDeclared for Pershing County only

Pershing County has had 2 natural disasters declared since 1953, most often hurricanes and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lovelock is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Lovelock’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Lovelock. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.