Natural hazards · Golden Valley

Golden Valley, NV natural hazards

Most of the natural-hazard damage FEMA expects in Golden Valley comes from wildfires, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Golden Valley?

91
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Golden Valley to be higher than in 91% of U.S. communities, mostly from wildfires and inland flooding.

Wildfire45%Inland flooding27%Earthquakes26%Everything else3%
By hazard

What Golden Valley faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Wildfire

45% of expected damage
Well above average · among the top 1% of U.S. places

Inland flooding

27% of expected damage
Above average · higher than 69% of U.S. places
Recorded about once a year in the area

Earthquakes

26% of expected damage
Well above average · higher than 88% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesLandslidesStrong windLightningVolcanic activity

Not a risk here

Coastal floodingHurricanesCold wavesDroughtAvalanchesTsunamis
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Golden Valley flood?

FEMA's records show no paid flood insurance claims in Golden Valley.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Golden Valley isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Washoe County.
Disasters that hit Golden Valley

Federal disasters declared here

None of the disasters declared for Washoe County shows FEMA aid or repair money reaching Golden Valley itself in FEMA’s records.

Brought FEMA money into Golden ValleyDeclared for Washoe County only
Washoe County has had 47 natural disasters declared since 1953, most often fires and severe storms.
Around Golden Valley

Golden Valley and the towns around it

Lemmon Valley: Very high, mostly wildfiresSun Valley: High, mostly earthquakesReno: High, mostly earthquakesSpanish Springs: Very high, mostly wildfiresSparks: High, mostly earthquakesVerdi: Very high, mostly inland floodingMogul: Moderate, mostly inland floodingCold Springs: Very high, mostly wildfiresGolden Valley: Very high, mostly wildfires Golden ValleyLemmon ValleySun ValleyReno
Very lowLowModerateHighVery high
Golden Valleymostly wildfiresVery high
Lemmon Valleymostly wildfiresVery high
Sun Valleymostly earthquakesHigh
Renomostly earthquakesHigh
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Golden Valley is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Golden Valley’s own flood-insurance community; household aid to the registrant’s city; repair grants to Golden Valley. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/19 · 2025-01-01