Natural hazards · Fallon

Fallon, NV natural hazards

Most of the natural-hazard damage FEMA expects in Fallon comes from earthquakes, and overall the risk is high for a U.S. community. Flood insurance has paid 1 claim here since 1989.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Fallon?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fallon to be higher than in 69% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes70%Inland flooding27%Everything else3%

By hazard

What Fallon faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

70% of expected damage

Well above average · higher than 91% of U.S. places

Inland flooding

27% of expected damage

Below average · higher than 40% of U.S. places

Recorded about once every 5 years in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightningDroughtVolcanic activity

Not a risk here

Coastal floodingHurricanesCold wavesAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Fallon flood?

Every paid claim on a federal flood insurance policy in Fallon, from FEMA’s records.

1paid claims since 1989

$3Kpaid to owners

0homes flooded more than once

19892026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Fallon isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Churchill County.

Disasters that hit Fallon

Federal disasters declared here

None of the disasters declared for Churchill County shows FEMA aid or repair money reaching Fallon itself in FEMA’s records.

Brought FEMA money into FallonDeclared for Churchill County only

Churchill County has had 5 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fallon covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Fallon’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the City of Fallon. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Fallon total about $5.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.