Natural hazards · Baker

Baker, NV natural hazards

Most of the natural-hazard damage FEMA expects in Baker comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Baker?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Baker to be higher than in 20% of U.S. communities, mostly from inland flooding and wildfires.

Inland flooding56%Wildfire17%Cold waves11%Earthquakes6%Drought5%Everything else6%

By hazard

What Baker faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

56% of expected damage

Below average · higher than 28% of U.S. places

Recorded about once a year in the area

Wildfire

17% of expected damage

Well above average · higher than 96% of U.S. places

Cold waves

11% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about 2 times a year in the area

Earthquakes

6% of expected damage

Above average · higher than 63% of U.S. places

Drought

5% of expected damage

Recorded about 95 times a year in the area

Lower here

TornadoesHailWinter weatherHeat wavesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingHurricanesIce stormsTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Baker flood?

FEMA's records show no paid flood insurance claims in Baker.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Baker isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: White Pine County.

Disasters that hit Baker

Federal disasters declared here

None of the disasters declared for White Pine County shows FEMA aid or repair money reaching Baker itself in FEMA’s records.

Brought FEMA money into BakerDeclared for White Pine County only

White Pine County has had 5 natural disasters declared since 1953, most often winter storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Baker is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Baker’s own flood-insurance community; household aid to the registrant’s city; repair grants to Baker. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.