Natural hazards · Tortugas

Tortugas, NM natural hazards

Most of the natural-hazard damage FEMA expects in Tortugas comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Tortugas?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Tortugas to be higher than in 34% of U.S. communities, mostly from inland flooding.

Inland flooding91%Everything else9%

By hazard

What Tortugas faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

91% of expected damage

Above average · higher than 64% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Tortugas flood?

FEMA's records show no paid flood insurance claims in Tortugas.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Tortugas isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Dona Ana County.

Disasters that hit Tortugas

Federal disasters declared here

None of the disasters declared for Dona Ana County shows FEMA aid or repair money reaching Tortugas itself in FEMA’s records.

Brought FEMA money into TortugasDeclared for Dona Ana County only

Dona Ana County has had 7 natural disasters declared since 1953, most often floods and severe storms.

Around Tortugas

Tortugas and the towns around it

Very lowLowModerateHighVery high

Las Crucesmostly inland floodingLow

Tortugasmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Tortugas covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Tortugas’s own flood-insurance community; household aid to the registrant’s city; repair grants to Tortugas. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Tortugas total about $8.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.