Natural hazards · Thunder Mountain

Thunder Mountain, NM natural hazards

Most of the natural-hazard damage FEMA expects in Thunder Mountain comes from inland flooding, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Thunder Mountain?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Thunder Mountain to be higher than in 71% of U.S. communities, mostly from inland flooding and wildfires.

Inland flooding72%Wildfire18%Everything else10%

By hazard

What Thunder Mountain faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

72% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about 3 times a year in the area

Wildfire

18% of expected damage

Well above average · higher than 97% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingHurricanesDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Thunder Mountain flood?

FEMA's records show no paid flood insurance claims in Thunder Mountain.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Thunder Mountain isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Santa Fe County.

Disasters that hit Thunder Mountain

Federal disasters declared here

None of the disasters declared for Santa Fe County shows FEMA aid or repair money reaching Thunder Mountain itself in FEMA’s records.

Brought FEMA money into Thunder MountainDeclared for Santa Fe County only

Santa Fe County has had 7 natural disasters declared since 1953, most often floods and fires.

Around Thunder Mountain

Thunder Mountain and the towns around it

Very lowLowModerateHighVery high

Thunder Mountainmostly inland floodingHigh

Edgewoodmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Thunder Mountain is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Thunder Mountain’s own flood-insurance community; household aid to the registrant’s city; repair grants to Thunder Mountain. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.