Natural hazards · Silver

Silver, NM natural hazards

Most of the natural-hazard damage FEMA expects in Silver comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 4 claims here since 1981. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Silver?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Silver to be higher than in 78% of U.S. communities, mostly from inland flooding.

Inland flooding89%Wildfire5%Everything else6%

By hazard

What Silver faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

89% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about 2 times a year in the area

Wildfire

5% of expected damage

Well above average · higher than 95% of U.S. places

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingCold wavesDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Silver flood?

Every paid claim on a federal flood insurance policy in Silver, from FEMA’s records.

4paid claims since 1981

$68Kpaid to owners

0homes flooded more than once

19812026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Silver isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Grant County.

Disasters that hit Silver

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Silver itself: aid to households, or repair grants to the Town of Silver.

Brought FEMA money into SilverDeclared for Grant County only

2006

Severe Storms and Flooding

$112K to the Town of Silver for repairs

Grant County has had 11 natural disasters declared since 1953, most often floods and fires.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Silver covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Silver’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Silver. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Silver total about $4.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.