Natural hazards · Santa Teresa

Santa Teresa, NM natural hazards

Most of the natural-hazard damage FEMA expects in Santa Teresa comes from inland flooding, and overall the risk is low for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Santa Teresa?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Santa Teresa to be higher than in 20% of U.S. communities, mostly from inland flooding.

Inland flooding60%Drought12%Heat waves10%Cold waves7%Everything else11%

By hazard

What Santa Teresa faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

60% of expected damage

Below average · higher than 48% of U.S. places

Recorded about 3 times a year in the area

Drought

12% of expected damage

Recorded about 90 times a year in the area

Heat waves

10% of expected damage

Well above average · higher than 77% of U.S. places

Recorded about 5 times a year in the area

Cold waves

7% of expected damage

Above average · higher than 74% of U.S. places

Recorded about once every 10 years in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Santa Teresa flood?

FEMA's records show no paid flood insurance claims in Santa Teresa.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Santa Teresa isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Dona Ana County.

Disasters that hit Santa Teresa

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Santa Teresa itself: aid to households, or repair grants to Santa Teresa.

Brought FEMA money into Santa TeresaDeclared for Dona Ana County only

2025

Severe Storms, Flooding, and Landslides

2 households applied for aid

2006

Severe Storms and Flooding

17 households applied for aid $8K aid approved

Dona Ana County has had 7 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Santa Teresa is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Santa Teresa’s own flood-insurance community; household aid to the registrant’s city; repair grants to Santa Teresa. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.