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Housing in San Ysidro

A typical San Ysidro home is worth roughly $391,000

Home prices around San Ysidro have risen about 50% over the past 5 years.

Typical home value
$391K
▲ 2.9% in a year · NM $318K
Estimate
2-bedroom rent
$970
a month, utilities in · HUD
Median tax bill
$2,180
NM $1,731

What kind of housing town is San Ysidro?

Read from the numbers below. The page puts what stands out first.

★ What stands out · Affordability

A typical home costs 4.4 years of income

Less than across New Mexico (5 years). Try your own numbers below.

You could afford about
$359,000
Typical San Ysidro home $391K

That’s $32K short of a typical San Ysidro home.

The typical home, each month
$2,260
Loan $1,940Tax $210Insurance $110

A two-bedroom rents for about $970 a month here, $1,290 less than owning.

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, San Ysidro’s typical property tax (0.65% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

Price trend

Home prices up 50% in 5 years

The federal house price index for the ZIP code around San Ysidro rose 50% over the past 5 years, about the same as across New Mexico. Last year prices rose 2.9%. Carrying the Census median home value forward with that index puts the typical San Ysidro home at roughly $391,000 today.

San Ysidro areaNew Mexico
0%+50%+100%+150%+200%200020052010201520202025
+2.9%
past year
+50%
past 5 years
+72%
past 10 years
Estimated value

Carrying the Census median forward with the index puts a typical home at about $391K.

Federal Housing Finance Agency House Price Index (annual) for the ZIP codes around San Ysidro, weighted by land area. It tracks repeat sales of the same homes, so it shows how prices changed, not what homes cost.

Renting

A two-bedroom rents for about $970

Renters already here pay a median of $916.

Fair Market Rent a month, utilities included

Studio$700
1 bedroom$890
2 bedrooms$970
3 bedrooms$1,350
4 bedrooms$1,480
15%
of households rent · NM 30%
107
renter households
58%
of renters spend 30%+ of income on rent · NM 50%
13%
of the median income, for a two-bedroom
$916
median rent paid today · Census

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Las Cruces, NM MSA): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

The homes

85% of San Ysidro households own their home

Half of San Ysidro’s homes were built before 1991.

Owners and renters
Own 85%Rent 15%

New Mexico: 70% own.

1991
typical home built · NM 1985
$2,180
median property tax bill · NM $1,731
0.65%
of a home’s value, a year in tax · NM 0.70%

U.S. Census Bureau, American Community Survey 2020-2024.

On the market in San Ysidro

Listed in the past 60 days. Each opens on the listing site.

Neighbors talk housing

What San Ysidro buyers, sellers and renters are saying.

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Is San Ysidro still affordable for young families?

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Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Price trend: Federal Housing Finance Agency House Price Index. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.

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