Natural hazards · San Miguel

San Miguel, NM natural hazards

Most of the natural-hazard damage FEMA expects in San Miguel comes from drought, and overall the risk is high for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is San Miguel?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in San Miguel to be higher than in 77% of U.S. communities, mostly from drought and inland flooding.

Drought60%Inland flooding33%Everything else7%

By hazard

What San Miguel faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Drought

60% of expected damage

Recorded about 69 times a year in the area

Inland flooding

33% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does San Miguel flood?

FEMA's records show no paid flood insurance claims in San Miguel.

of homes in flood zones
are insured

of all homes
are insured

No community discount. San Miguel isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Dona Ana County.

Disasters that hit San Miguel

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in San Miguel itself: aid to households, or repair grants to San Miguel.

Brought FEMA money into San MiguelDeclared for Dona Ana County only

2025

Severe Storms, Flooding, and Landslides

1 household applied for aid $11K aid approved

2006

Severe Storms and Flooding

5 households applied for aid $3K aid approved

Dona Ana County has had 7 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. San Miguel is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to San Miguel’s own flood-insurance community; household aid to the registrant’s city; repair grants to San Miguel. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.