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Natural hazards · San Cristobal

San Cristobal, NM natural hazards

Most of the natural-hazard damage FEMA expects in San Cristobal comes from inland flooding, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is San Cristobal?

97
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in San Cristobal to be higher than in 97% of U.S. communities, mostly from inland flooding and avalanches.

Inland flooding55%Avalanches28%Wildfire15%Everything else3%
By hazard

What San Cristobal faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

55% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about once every 2 years in the area

Avalanches

28% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about once every 8 years in the area

Wildfire

15% of expected damage
Well above average · among the top 1% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does San Cristobal flood?

FEMA's records show no paid flood insurance claims in San Cristobal.

of homes in flood zones
are insured
of all homes
are insured
No community discount. San Cristobal isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Taos County.
Disasters that hit San Cristobal

Federal disasters declared here

None of the disasters declared for Taos County shows FEMA aid or repair money reaching San Cristobal itself in FEMA’s records.

Brought FEMA money into San CristobalDeclared for Taos County only
Taos County has had 7 natural disasters declared since 1953, most often floods and severe storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. San Cristobal is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to San Cristobal’s own flood-insurance community; household aid to the registrant’s city; repair grants to San Cristobal. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/19 · 2025-01-01
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