A typical Rio Rancho Estates home is worth roughly $181,000
Home prices around Rio Rancho Estates have risen about 58% over the past 5 years.
What kind of housing town is Rio Rancho Estates?
Read from the numbers below. The page puts what stands out first.
A typical home costs 2 years of income
Less than across New Mexico (5 years). Try your own numbers below.
That covers a typical Rio Rancho Estates home, with $192K to spare.
A two-bedroom rents for about $1,900 a month here, $860 more than owning.
An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Rio Rancho Estates’s typical property tax (0.62% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.
91% of Rio Rancho Estates households own their home
Half of Rio Rancho Estates’s homes were built before 1998.
New Mexico: 70% own.
U.S. Census Bureau, American Community Survey 2020-2024.
Home prices up 58% in 5 years
The federal house price index for the ZIP codes around Rio Rancho Estates rose 58% over the past 5 years, faster than across New Mexico (50%). Last year prices rose 1.6%. Carrying the Census median home value forward with that index puts the typical Rio Rancho Estates home at roughly $181,000 today.
Carrying the Census median forward with the index puts a typical home at about $181K.
Federal Housing Finance Agency House Price Index (annual) for the ZIP codes around Rio Rancho Estates, weighted by land area. It tracks repeat sales of the same homes, so it shows how prices changed, not what homes cost.
A two-bedroom rents for about $1,900
Fair Market Rent a month, utilities included
U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Albuquerque, NM MSA): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.
Rio Rancho Estates vs. its neighbors
The towns that share a border with Rio Rancho Estates. Tap one to see its housing page.
Compare more
| Town | Typical value | 1-yr change | 2-bed rent | New homes 2025 | Median income |
|---|---|---|---|---|---|
| Rio Rancho Estates | $181K* | +1.6%† | $1,900 | — | $91,635 |
| Rio Rancho | $361K | +0.6% | $1,920 | 1,001 | $89,596 |
Typical value: Zillow Home Value Index; * Census median home value where Zillow has none. † FHFA price index change where Zillow has none. Rent: HUD Fair Market Rent. New homes: Census building permits.
Neighbors talk housing
What Rio Rancho Estates buyers, sellers and renters are saying.
Your answer becomes a post in Town Square.
Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Price trend: Federal Housing Finance Agency House Price Index. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.