Natural hazards · Rio Communities

Rio Communities, NM natural hazards

Most of the natural-hazard damage FEMA expects in Rio Communities comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 1 claim here since 1988. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Rio Communities?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Rio Communities to be higher than in 69% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding66%Earthquakes24%Everything else10%

By hazard

What Rio Communities faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

66% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about once every 2 years in the area

Earthquakes

24% of expected damage

Well above average · higher than 83% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Rio Communities flood?

Every paid claim on a federal flood insurance policy in Rio Communities, from FEMA’s records.

1paid claims since 1988

$262paid to owners

0homes flooded more than once

19882026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Rio Communities isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Valencia County.

Disasters that hit Rio Communities

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Rio Communities itself: aid to households, or repair grants to the City of Rio Communities.

Brought FEMA money into Rio CommunitiesDeclared for Valencia County only

2022

Wildfires, Straight-Line Winds, Flooding, Mudflows, and Debris Flows

3 households applied for aid

Valencia County has had 13 natural disasters declared since 1953, most often fires and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Rio Communities covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Rio Communities’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the City of Rio Communities. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Rio Communities total about $1.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.