Natural hazards · Red River

Red River, NM natural hazards

Most of the natural-hazard damage FEMA expects in Red River comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 5 claims here since 1979. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Red River?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Red River to be higher than in 97% of U.S. communities, mostly from inland flooding and avalanches.

Inland flooding55%Avalanches28%Wildfire15%Everything else3%

By hazard

What Red River faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

55% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 2 years in the area

Avalanches

28% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 8 years in the area

Wildfire

15% of expected damage

Well above average · among the top 1% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Red River flood?

Every paid claim on a federal flood insurance policy in Red River, from FEMA’s records.

5paid claims since 1979

$6Kpaid to owners

0homes flooded more than once

19792026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Red River isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Taos County.

Disasters that hit Red River

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Red River itself: aid to households, or repair grants to the Town of Red River.

Brought FEMA money into Red RiverDeclared for Taos County only

2011

Severe Winter Storm and Extreme Cold Temperatures

$15K to the Town of Red River for repairs

Taos County has had 7 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Red River is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Red River’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Red River. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

Red River, NM natural hazards

How exposed is Red River?

What Red River faces

Inland flooding

Avalanches

Wildfire

Lower here

Not a risk here

Does Red River flood?

1 federal disaster brought FEMA money here

Severe Winter Storm and Extreme Cold Temperatures

How to read this page

Where to, neighbor?

Matches

Nearby