Natural hazards · Ranchos de Taos

Ranchos de Taos, NM natural hazards

Most of the natural-hazard damage FEMA expects in Ranchos de Taos comes from avalanches, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Ranchos de Taos?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ranchos de Taos to be higher than in 74% of U.S. communities, mostly from avalanches and inland flooding.

Avalanches50%Inland flooding29%Wildfire16%Everything else6%

By hazard

What Ranchos de Taos faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Avalanches

50% of expected damage

Well below average · higher than 0% of U.S. places

Recorded about once every 8 years in the area

Inland flooding

29% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about once every 2 years in the area

Wildfire

16% of expected damage

Well above average · higher than 98% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Ranchos de Taos flood?

FEMA's records show no paid flood insurance claims in Ranchos de Taos.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Ranchos de Taos isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Taos County.

Disasters that hit Ranchos de Taos

Federal disasters declared here

None of the disasters declared for Taos County shows FEMA aid or repair money reaching Ranchos de Taos itself in FEMA’s records.

Brought FEMA money into Ranchos de TaosDeclared for Taos County only

Taos County has had 7 natural disasters declared since 1953, most often floods and severe storms.

Around Ranchos de Taos

Ranchos de Taos and the towns around it

Very lowLowModerateHighVery high

Ranchos de Taosmostly avalanchesHigh

Talpamostly avalanchesHigh

Taosmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ranchos de Taos is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Ranchos de Taos’s own flood-insurance community; household aid to the registrant’s city; repair grants to Ranchos de Taos. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.