Natural hazards · Punta de Agua

Punta de Agua, NM natural hazards

Most of the natural-hazard damage FEMA expects in Punta de Agua comes from inland flooding, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Punta de Agua?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Punta de Agua to be higher than in 64% of U.S. communities, mostly from inland flooding.

Inland flooding70%Wildfire13%Drought6%Everything else11%

By hazard

What Punta de Agua faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

70% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about once a year in the area

Wildfire

13% of expected damage

Well above average · higher than 96% of U.S. places

Drought

6% of expected damage

Recorded about 117 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesEarthquakesLandslidesStrong windLightningAvalanchesVolcanic activity

Not a risk here

Coastal floodingHurricanesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Punta de Agua flood?

FEMA's records show no paid flood insurance claims in Punta de Agua.

of all homes
are insured

No community discount. Punta de Agua isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Torrance County.

Disasters that hit Punta de Agua

Federal disasters declared here

None of the disasters declared for Torrance County shows FEMA aid or repair money reaching Punta de Agua itself in FEMA’s records.

Brought FEMA money into Punta de AguaDeclared for Torrance County only

Torrance County has had 11 natural disasters declared since 1953, most often fires and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Punta de Agua is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Punta de Agua’s own flood-insurance community; household aid to the registrant’s city; repair grants to Punta de Agua. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.