Natural hazards · Pojoaque

Pojoaque, NM natural hazards

Most of the natural-hazard damage FEMA expects in Pojoaque comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 2 claims here since 2012.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Pojoaque?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Pojoaque to be higher than in 82% of U.S. communities, mostly from inland flooding.

Inland flooding76%Wildfire14%Earthquakes5%Everything else5%

By hazard

What Pojoaque faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

76% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about 3 times a year in the area

Wildfire

14% of expected damage

Well above average · higher than 97% of U.S. places

Earthquakes

5% of expected damage

Well above average · higher than 77% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Pojoaque flood?

Every paid claim on a federal flood insurance policy in Pojoaque, from FEMA’s records.

2paid claims since 2012

$11Kpaid to owners

0homes flooded more than once

20122026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Pojoaque isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Santa Fe County.

Disasters that hit Pojoaque

Federal disasters declared here

None of the disasters declared for Santa Fe County shows FEMA aid or repair money reaching Pojoaque itself in FEMA’s records.

Brought FEMA money into PojoaqueDeclared for Santa Fe County only

Santa Fe County has had 7 natural disasters declared since 1953, most often floods and fires.

Around Pojoaque

Pojoaque and the towns around it

Very lowLowModerateHighVery high

Pojoaquemostly inland floodingVery high

Jaconamostly inland floodingVery high

Nambemostly inland floodingVery high

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Pojoaque covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Pojoaque’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Pojoaque. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Pojoaque total about $1.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.