Natural hazards · Pinos Altos

Pinos Altos, NM natural hazards

Most of the natural-hazard damage FEMA expects in Pinos Altos comes from inland flooding, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Pinos Altos?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Pinos Altos to be higher than in 99% of U.S. communities, mostly from inland flooding and wildfires.

Inland flooding57%Wildfire40%Everything else3%

By hazard

What Pinos Altos faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

57% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 2 times a year in the area

Wildfire

40% of expected damage

Well above average · among the top 1% of U.S. places

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesEarthquakesLandslidesStrong windLightningDroughtAvalanches

Not a risk here

Coastal floodingCold wavesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Pinos Altos flood?

FEMA's records show no paid flood insurance claims in Pinos Altos.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Pinos Altos isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Grant County.

Disasters that hit Pinos Altos

Federal disasters declared here

None of the disasters declared for Grant County shows FEMA aid or repair money reaching Pinos Altos itself in FEMA’s records.

Brought FEMA money into Pinos AltosDeclared for Grant County only

Grant County has had 11 natural disasters declared since 1953, most often floods and fires.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Pinos Altos is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Pinos Altos’s own flood-insurance community; household aid to the registrant’s city; repair grants to Pinos Altos. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.