Natural hazards · Ojo Amarillo

Ojo Amarillo, NM natural hazards

Most of the natural-hazard damage FEMA expects in Ojo Amarillo comes from drought, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Ojo Amarillo?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ojo Amarillo to be higher than in 54% of U.S. communities, mostly from drought and inland flooding.

Drought75%Inland flooding16%Everything else9%

By hazard

What Ojo Amarillo faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Drought

75% of expected damage

Recorded about 118 times a year in the area

Inland flooding

16% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about once a year in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Ojo Amarillo flood?

FEMA's records show no paid flood insurance claims in Ojo Amarillo.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Ojo Amarillo isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: San Juan County.

Disasters that hit Ojo Amarillo

Federal disasters declared here

None of the disasters declared for San Juan County shows FEMA aid or repair money reaching Ojo Amarillo itself in FEMA’s records.

Brought FEMA money into Ojo AmarilloDeclared for San Juan County only

San Juan County has had 8 natural disasters declared since 1953, most often fires and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ojo Amarillo is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Ojo Amarillo’s own flood-insurance community; household aid to the registrant’s city; repair grants to Ojo Amarillo. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.