Natural hazards · North Hobbs

North Hobbs, NM natural hazards

Most of the natural-hazard damage FEMA expects in North Hobbs comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 4 claims here since 1992.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is North Hobbs?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in North Hobbs to be higher than in 95% of U.S. communities, mostly from inland flooding and wildfires.

Inland flooding67%Wildfire22%Everything else12%

By hazard

What North Hobbs faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

67% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 2 times a year in the area

Wildfire

22% of expected damage

Well above average · among the top 1% of U.S. places

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesEarthquakesStrong windLightningDrought

Not a risk here

Coastal floodingLandslidesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does North Hobbs flood?

Every paid claim on a federal flood insurance policy in North Hobbs, from FEMA’s records.

4paid claims since 1992

$42Kpaid to owners

0homes flooded more than once

19922026

of homes in flood zones
are insured

of all homes
are insured

No community discount. North Hobbs isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lea County.

Disasters that hit North Hobbs

Federal disasters declared here

None of the disasters declared for Lea County shows FEMA aid or repair money reaching North Hobbs itself in FEMA’s records.

Brought FEMA money into North HobbsDeclared for Lea County only

Lea County has had 5 natural disasters declared since 1953, most often fires and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. North Hobbs covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to North Hobbs’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to North Hobbs. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across North Hobbs total about $6.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.