Natural hazards · Nogal

Nogal, NM natural hazards

Most of the natural-hazard damage FEMA expects in Nogal comes from inland flooding, and overall the risk is high for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Nogal?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Nogal to be higher than in 78% of U.S. communities, mostly from inland flooding and wildfires.

Inland flooding68%Wildfire21%Lightning5%Everything else5%

By hazard

What Nogal faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

68% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about 2 times a year in the area

Wildfire

21% of expected damage

Well above average · higher than 98% of U.S. places

Lightning

5% of expected damage

Well below average · higher than 23% of U.S. places

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesEarthquakesLandslidesStrong windDroughtAvalanchesVolcanic activity

Not a risk here

Coastal floodingTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Nogal flood?

FEMA's records show no paid flood insurance claims in Nogal.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Nogal isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lincoln County.

Disasters that hit Nogal

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Nogal itself: aid to households, or repair grants to Nogal.

Brought FEMA money into NogalDeclared for Lincoln County only

2024

South Fork Fire, Salt Fire, and Flooding

6 households applied for aid $4K aid approved

2022

Wildfires, Straight-Line Winds, Flooding, Mudflows, and Debris Flows

5 households applied for aid

Lincoln County has had 27 natural disasters declared since 1953, most often fires and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Nogal is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Nogal’s own flood-insurance community; household aid to the registrant’s city; repair grants to Nogal. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.