Natural hazards · Moriarty

Moriarty, NM natural hazards

Most of the natural-hazard damage FEMA expects in Moriarty comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Moriarty?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Moriarty to be higher than in 54% of U.S. communities, mostly from inland flooding.

Inland flooding71%Hail6%Earthquakes6%Wildfire6%Everything else11%

By hazard

What Moriarty faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

71% of expected damage

Above average · higher than 74% of U.S. places

Recorded about once a year in the area

Hail

6% of expected damage

Above average · higher than 71% of U.S. places

Recorded about once a year in the area

Earthquakes

6% of expected damage

Above average · higher than 72% of U.S. places

Wildfire

6% of expected damage

Well above average · higher than 94% of U.S. places

Lower here

TornadoesIce stormsWinter weatherCold wavesHeat wavesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Moriarty flood?

FEMA's records show no paid flood insurance claims in Moriarty.

of all homes
are insured

No community discount. Moriarty isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Torrance County.

Disasters that hit Moriarty

Federal disasters declared here

None of the disasters declared for Torrance County shows FEMA aid or repair money reaching Moriarty itself in FEMA’s records.

Brought FEMA money into MoriartyDeclared for Torrance County only

Torrance County has had 11 natural disasters declared since 1953, most often fires and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Moriarty is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Moriarty’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Moriarty. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.