Natural hazards · Mora

Mora, NM natural hazards

Most of the natural-hazard damage FEMA expects in Mora comes from inland flooding, and overall the risk is very high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Mora?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Mora to be higher than in 100% of U.S. communities, mostly from inland flooding and wildfires.

Inland flooding62%Wildfire35%Everything else3%

By hazard

What Mora faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

62% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once a year in the area

Wildfire

35% of expected damage

Well above average · among the top 1% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherCold wavesEarthquakesLandslidesStrong windLightningDroughtAvalanches

Not a risk here

Coastal floodingHurricanesHeat wavesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Mora flood?

FEMA's records show no paid flood insurance claims in Mora.

of all homes
are insured

No community discount. Mora isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Mora County.

Disasters that hit Mora

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Mora itself: aid to households, or repair grants to Mora.

Brought FEMA money into MoraDeclared for Mora County only

2022

Wildfires, Straight-Line Winds, Flooding, Mudflows, and Debris Flows

573 households applied for aid $1.2M aid approved

Mora County has had 17 natural disasters declared since 1953, most often fires and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Mora is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Mora’s own flood-insurance community; household aid to the registrant’s city; repair grants to Mora. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.