Natural hazards · Milan

Milan, NM natural hazards

Most of the natural-hazard damage FEMA expects in Milan comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 2 claims here since 2002. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Milan?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Milan to be higher than in 81% of U.S. communities, mostly from inland flooding.

Inland flooding86%Cold waves5%Everything else9%

By hazard

What Milan faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

86% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about once a year in the area

Cold waves

5% of expected damage

Above average · higher than 60% of U.S. places

Recorded about once every 19 years in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningVolcanic activity

Not a risk here

Coastal floodingHurricanesDroughtAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Milan flood?

Every paid claim on a federal flood insurance policy in Milan, from FEMA’s records.

2paid claims since 2002

$17Kpaid to owners

0homes flooded more than once

20022026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Milan isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Cibola County.

Disasters that hit Milan

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Milan itself: aid to households, or repair grants to the Village of Milan.

Brought FEMA money into MilanDeclared for Cibola County only

2013

Severe Storms, Flooding, and Mudslides

$10K to the Village of Milan for repairs

Cibola County has had 6 natural disasters declared since 1953, most often floods and severe storms.

Around Milan

Milan and the towns around it

Very lowLowModerateHighVery high

Milanmostly inland floodingVery high

Golden Acresmostly inland floodingVery high

Grantsmostly inland floodingHigh

Broadviewmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Milan is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Milan’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Milan. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.