Natural hazards · Melrose

Melrose, NM natural hazards

Most of the natural-hazard damage FEMA expects in Melrose comes from wildfires, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Melrose?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Melrose to be higher than in 87% of U.S. communities, mostly from wildfires and drought.

Wildfire47%Drought39%Inland flooding9%Everything else5%

By hazard

What Melrose faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Wildfire

47% of expected damage

Well above average · among the top 1% of U.S. places

Drought

39% of expected damage

Recorded about 92 times a year in the area

Inland flooding

9% of expected damage

Well below average · higher than 16% of U.S. places

Recorded about once a year in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesEarthquakesLandslidesStrong windLightningVolcanic activity

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Melrose flood?

FEMA's records show no paid flood insurance claims in Melrose.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Melrose isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Curry County.

Disasters that hit Melrose

Federal disasters declared here

None of the disasters declared for Curry County shows FEMA aid or repair money reaching Melrose itself in FEMA’s records.

Brought FEMA money into MelroseDeclared for Curry County only

Curry County has had 4 natural disasters declared since 1953, most often fires and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Melrose is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Melrose’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Melrose. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.