Natural hazards · Meadow Lake

Meadow Lake, NM natural hazards

Most of the natural-hazard damage FEMA expects in Meadow Lake comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Meadow Lake?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Meadow Lake to be higher than in 59% of U.S. communities, mostly from inland flooding.

Inland flooding70%Earthquakes11%Lightning7%Everything else12%

By hazard

What Meadow Lake faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

70% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about once every 2 years in the area

Earthquakes

11% of expected damage

Well above average · higher than 78% of U.S. places

Lightning

7% of expected damage

Well below average · higher than 16% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireStrong wind

Not a risk here

Coastal floodingHurricanesLandslidesDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Meadow Lake flood?

FEMA's records show no paid flood insurance claims in Meadow Lake.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Meadow Lake isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Valencia County.

Disasters that hit Meadow Lake

Federal disasters declared here

None of the disasters declared for Valencia County shows FEMA aid or repair money reaching Meadow Lake itself in FEMA’s records.

Brought FEMA money into Meadow LakeDeclared for Valencia County only

Valencia County has had 13 natural disasters declared since 1953, most often fires and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Meadow Lake covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Meadow Lake’s own flood-insurance community; household aid to the registrant’s city; repair grants to Meadow Lake. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Meadow Lake total about $880K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.