Natural hazards · Malaga

Malaga, NM natural hazards

Most of the natural-hazard damage FEMA expects in Malaga comes from inland flooding, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Malaga?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Malaga to be higher than in 83% of U.S. communities, mostly from inland flooding.

Inland flooding69%Drought12%Everything else20%

By hazard

What Malaga faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

69% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 5 times a year in the area

Drought

12% of expected damage

Recorded about 94 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Malaga flood?

FEMA's records show no paid flood insurance claims in Malaga.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Malaga isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Eddy County.

Disasters that hit Malaga

Federal disasters declared here

None of the disasters declared for Eddy County shows FEMA aid or repair money reaching Malaga itself in FEMA’s records.

Brought FEMA money into MalagaDeclared for Eddy County only

Eddy County has had 8 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Malaga is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Malaga’s own flood-insurance community; household aid to the registrant’s city; repair grants to Malaga. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.