Natural hazards · Luis Lopez

Luis Lopez, NM natural hazards

Most of the natural-hazard damage FEMA expects in Luis Lopez comes from inland flooding, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Luis Lopez?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Luis Lopez to be higher than in 96% of U.S. communities, mostly from inland flooding.

Inland flooding80%Everything else20%

By hazard

What Luis Lopez faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

80% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once a year in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDroughtVolcanic activity

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Luis Lopez flood?

FEMA's records show no paid flood insurance claims in Luis Lopez.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Luis Lopez isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Socorro County.

Disasters that hit Luis Lopez

Federal disasters declared here

None of the disasters declared for Socorro County shows FEMA aid or repair money reaching Luis Lopez itself in FEMA’s records.

Brought FEMA money into Luis LopezDeclared for Socorro County only

Socorro County has had 9 natural disasters declared since 1953, most often severe storms and fires.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Luis Lopez is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Luis Lopez’s own flood-insurance community; household aid to the registrant’s city; repair grants to Luis Lopez. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.