Natural hazards · Lovington

Lovington, NM natural hazards

Most of the natural-hazard damage FEMA expects in Lovington comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 2 claims here since 2004.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lovington?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lovington to be higher than in 72% of U.S. communities, mostly from inland flooding and wildfires.

Inland flooding52%Wildfire22%Cold waves8%Everything else19%

By hazard

What Lovington faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

52% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about 2 times a year in the area

Wildfire

22% of expected damage

Well above average · higher than 98% of U.S. places

Cold waves

8% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lovington flood?

Every paid claim on a federal flood insurance policy in Lovington, from FEMA’s records.

2paid claims since 2004

$14Kpaid to owners

0homes flooded more than once

20042026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Lovington isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lea County.

Disasters that hit Lovington

Federal disasters declared here

None of the disasters declared for Lea County shows FEMA aid or repair money reaching Lovington itself in FEMA’s records.

Brought FEMA money into LovingtonDeclared for Lea County only

Lea County has had 5 natural disasters declared since 1953, most often fires and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lovington covers 3 census tracts, combined by population.

Money that reached townFlood claims are matched to Lovington’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Lovington. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Lovington total about $5.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.