Natural hazards · Los Ranchos de Albuquerque

Los Ranchos de Albuquerque, NM natural hazards

Most of the natural-hazard damage FEMA expects in Los Ranchos de Albuquerque comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 1 claim here since 2010.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Los Ranchos de Albuquerque?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Los Ranchos de Albuquerque to be higher than in 71% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding73%Earthquakes21%Everything else6%

By hazard

What Los Ranchos de Albuquerque faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

73% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about 2 times a year in the area

Earthquakes

21% of expected damage

Well above average · higher than 82% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireStrong windLightning

Not a risk here

Coastal floodingHurricanesLandslidesDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Los Ranchos de Albuquerque flood?

Every paid claim on a federal flood insurance policy in Los Ranchos de Albuquerque, from FEMA’s records.

1paid claims since 2010

$100Kpaid to owners

0homes flooded more than once

20102026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Los Ranchos de Albuquerque isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Bernalillo County.

Disasters that hit Los Ranchos de Albuquerque

Federal disasters declared here

None of the disasters declared for Bernalillo County shows FEMA aid or repair money reaching Los Ranchos de Albuquerque itself in FEMA’s records.

Brought FEMA money into Los Ranchos de AlbuquerqueDeclared for Bernalillo County only

Bernalillo County has had 8 natural disasters declared since 1953, most often fires and severe storms.

Around Los Ranchos de Albuquerque

Los Ranchos de Albuquerque and the towns around it

Very lowLowModerateHighVery high

Los Ranchos de Albuquerquemostly inland floodingHigh

North Valleymostly inland floodingHigh

Albuquerquemostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Los Ranchos de Albuquerque covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Los Ranchos de Albuquerque’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Los Ranchos de Albuquerque. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Los Ranchos de Albuquerque total about $3.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.