Natural hazards · Lamy

Lamy, NM natural hazards

Most of the natural-hazard damage FEMA expects in Lamy comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lamy?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lamy to be higher than in 57% of U.S. communities, mostly from inland flooding and wildfires.

Inland flooding53%Wildfire38%Everything else9%

By hazard

What Lamy faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

53% of expected damage

Above average · higher than 50% of U.S. places

Recorded about 3 times a year in the area

Wildfire

38% of expected damage

Well above average · higher than 98% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lamy flood?

FEMA's records show no paid flood insurance claims in Lamy.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Lamy isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Santa Fe County.

Disasters that hit Lamy

Federal disasters declared here

None of the disasters declared for Santa Fe County shows FEMA aid or repair money reaching Lamy itself in FEMA’s records.

Brought FEMA money into LamyDeclared for Santa Fe County only

Santa Fe County has had 7 natural disasters declared since 1953, most often floods and fires.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lamy is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Lamy’s own flood-insurance community; household aid to the registrant’s city; repair grants to Lamy. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.