Natural hazards · Lake Arthur

Lake Arthur, NM natural hazards

Most of the natural-hazard damage FEMA expects in Lake Arthur comes from drought, and overall the risk is very high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lake Arthur?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lake Arthur to be higher than in 83% of U.S. communities, mostly from drought and inland flooding.

Drought46%Inland flooding36%Strong wind7%Everything else11%

By hazard

What Lake Arthur faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Drought

46% of expected damage

Recorded about 144 times a year in the area

Inland flooding

36% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 2 times a year in the area

Strong wind

7% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about once every 2 years in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lake Arthur flood?

FEMA's records show no paid flood insurance claims in Lake Arthur.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Lake Arthur isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Chaves County.

Disasters that hit Lake Arthur

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Lake Arthur itself: aid to households, or repair grants to the Town of Lake Arthur.

Brought FEMA money into Lake ArthurDeclared for Chaves County only

2024

Severe Storm and Flooding

4 households applied for aid $9K aid approved

Chaves County has had 6 natural disasters declared since 1953, most often floods and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lake Arthur is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Lake Arthur’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Lake Arthur. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.