Natural hazards · La Madera

La Madera, NM natural hazards

Most of the natural-hazard damage FEMA expects in La Madera comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is La Madera?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in La Madera to be higher than in 46% of U.S. communities, mostly from inland flooding and wildfires.

Inland flooding60%Wildfire24%Earthquakes6%Everything else10%

By hazard

What La Madera faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

60% of expected damage

Above average · higher than 53% of U.S. places

Recorded about 2 times a year in the area

Wildfire

24% of expected damage

Well above average · higher than 97% of U.S. places

Earthquakes

6% of expected damage

Above average · higher than 68% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesLandslidesStrong windLightningDroughtAvalanches

Not a risk here

Coastal floodingHurricanesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does La Madera flood?

FEMA's records show no paid flood insurance claims in La Madera.

of homes in flood zones
are insured

of all homes
are insured

No community discount. La Madera isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Sandoval County.

Disasters that hit La Madera

Federal disasters declared here

None of the disasters declared for Sandoval County shows FEMA aid or repair money reaching La Madera itself in FEMA’s records.

Brought FEMA money into La MaderaDeclared for Sandoval County only

Sandoval County has had 18 natural disasters declared since 1953, most often fires and severe storms.

Around La Madera

La Madera and the towns around it

Very lowLowModerateHighVery high

Edgewoodmostly inland floodingModerate

La Maderamostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. La Madera is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to La Madera’s own flood-insurance community; household aid to the registrant’s city; repair grants to La Madera. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.