Natural hazards · Indian Hills

Indian Hills, NM natural hazards

Most of the natural-hazard damage FEMA expects in Indian Hills comes from inland flooding, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Indian Hills?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Indian Hills to be higher than in 76% of U.S. communities, mostly from inland flooding and wildfires.

Inland flooding63%Wildfire20%Hail6%Everything else11%

By hazard

What Indian Hills faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

63% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about once a year in the area

Wildfire

20% of expected damage

Well above average · higher than 98% of U.S. places

Hail

6% of expected damage

Above average · higher than 71% of U.S. places

Recorded about once a year in the area

Lower here

TornadoesIce stormsWinter weatherCold wavesHeat wavesEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Indian Hills flood?

FEMA's records show no paid flood insurance claims in Indian Hills.

of all homes
are insured

No community discount. Indian Hills isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Torrance County.

Disasters that hit Indian Hills

Federal disasters declared here

None of the disasters declared for Torrance County shows FEMA aid or repair money reaching Indian Hills itself in FEMA’s records.

Brought FEMA money into Indian HillsDeclared for Torrance County only

Torrance County has had 11 natural disasters declared since 1953, most often fires and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Indian Hills is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Indian Hills’s own flood-insurance community; household aid to the registrant’s city; repair grants to Indian Hills. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.