Natural hazards · House

House, NM natural hazards

Most of the natural-hazard damage FEMA expects in House comes from inland flooding, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is House?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in House to be higher than in 82% of U.S. communities, mostly from inland flooding and drought.

Inland flooding41%Drought29%Wildfire12%Strong wind10%Everything else8%

By hazard

What House faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

41% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about once a year in the area

Drought

29% of expected damage

Recorded about 109 times a year in the area

Wildfire

12% of expected damage

Well above average · higher than 98% of U.S. places

Strong wind

10% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about once a year in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesEarthquakesLandslidesLightningAvalanchesVolcanic activity

Not a risk here

Coastal floodingHurricanesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does House flood?

FEMA's records show no paid flood insurance claims in House.

of all homes
are insured

No community discount. House isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Quay County.

Disasters that hit House

Federal disasters declared here

None of the disasters declared for Quay County shows FEMA aid or repair money reaching House itself in FEMA’s records.

Brought FEMA money into HouseDeclared for Quay County only

Quay County has had 5 natural disasters declared since 1953, most often severe storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. House is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to House’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of House. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.