Natural hazards · Haystack

Haystack, NM natural hazards

Most of the natural-hazard damage FEMA expects in Haystack comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Haystack?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Haystack to be higher than in 35% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding73%Cold waves16%Everything else12%

By hazard

What Haystack faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

73% of expected damage

Above average · higher than 64% of U.S. places

Recorded about once a year in the area

Cold waves

16% of expected damage

Below average · higher than 36% of U.S. places

Recorded about once every 19 years in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanchesVolcanic activity

Not a risk here

Coastal floodingHurricanesDroughtTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Haystack flood?

FEMA's records show no paid flood insurance claims in Haystack.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Haystack isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: McKinley County.

Disasters that hit Haystack

Federal disasters declared here

None of the disasters declared for McKinley County shows FEMA aid or repair money reaching Haystack itself in FEMA’s records.

Brought FEMA money into HaystackDeclared for McKinley County only

McKinley County has had 8 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Haystack is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Haystack’s own flood-insurance community; household aid to the registrant’s city; repair grants to Haystack. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.