Natural hazards · Grady

Grady, NM natural hazards

Most of the natural-hazard damage FEMA expects in Grady comes from drought, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Grady?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Grady to be higher than in 61% of U.S. communities, mostly from drought and wildfires.

Drought41%Wildfire24%Inland flooding14%Hail11%Everything else10%

By hazard

What Grady faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Drought

41% of expected damage

Recorded about 118 times a year in the area

Wildfire

24% of expected damage

Well above average · among the top 1% of U.S. places

Inland flooding

14% of expected damage

Well below average · higher than 17% of U.S. places

Recorded about once a year in the area

Hail

11% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about 3 times a year in the area

Lower here

TornadoesIce stormsWinter weatherCold wavesHeat wavesEarthquakesLandslidesStrong windLightningVolcanic activity

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Grady flood?

FEMA's records show no paid flood insurance claims in Grady.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Grady isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Curry County.

Disasters that hit Grady

Federal disasters declared here

None of the disasters declared for Curry County shows FEMA aid or repair money reaching Grady itself in FEMA’s records.

Brought FEMA money into GradyDeclared for Curry County only

Curry County has had 4 natural disasters declared since 1953, most often fires and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Grady is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Grady’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Grady. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.