Natural hazards · Encantado

Encantado, NM natural hazards

Most of the natural-hazard damage FEMA expects in Encantado comes from wildfires, and overall the risk is very high for a U.S. community. Flood insurance has paid 1 claim here since 2018.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Encantado?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Encantado to be higher than in 85% of U.S. communities, mostly from wildfires and inland flooding.

Wildfire51%Inland flooding45%Everything else4%

By hazard

What Encantado faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Wildfire

51% of expected damage

Well above average · among the top 1% of U.S. places

Inland flooding

45% of expected damage

Above average · higher than 73% of U.S. places

Recorded about 3 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Encantado flood?

Every paid claim on a federal flood insurance policy in Encantado, from FEMA’s records.

1paid claims since 2018

$180Kpaid to owners

0homes flooded more than once

20182026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Encantado isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Santa Fe County.

Disasters that hit Encantado

Federal disasters declared here

None of the disasters declared for Santa Fe County shows FEMA aid or repair money reaching Encantado itself in FEMA’s records.

Brought FEMA money into EncantadoDeclared for Santa Fe County only

Santa Fe County has had 7 natural disasters declared since 1953, most often floods and fires.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Encantado covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Encantado’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Encantado. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Encantado total about $1.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.