Natural hazards · El Rancho

El Rancho, NM natural hazards

Most of the natural-hazard damage FEMA expects in El Rancho comes from inland flooding, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is El Rancho?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in El Rancho to be higher than in 85% of U.S. communities, mostly from inland flooding and wildfires.

Inland flooding74%Wildfire18%Everything else8%

By hazard

What El Rancho faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

74% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about 3 times a year in the area

Wildfire

18% of expected damage

Well above average · higher than 98% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesEarthquakesLandslidesStrong windLightningDroughtAvalanches

Not a risk here

Coastal floodingHurricanesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does El Rancho flood?

FEMA's records show no paid flood insurance claims in El Rancho.

of homes in flood zones
are insured

of all homes
are insured

No community discount. El Rancho isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Santa Fe County.

Disasters that hit El Rancho

Federal disasters declared here

None of the disasters declared for Santa Fe County shows FEMA aid or repair money reaching El Rancho itself in FEMA’s records.

Brought FEMA money into El RanchoDeclared for Santa Fe County only

Santa Fe County has had 7 natural disasters declared since 1953, most often floods and fires.

Around El Rancho

El Rancho and the towns around it

Very lowLowModerateHighVery high

El Ranchomostly inland floodingVery high

San Ildefonso Pueblomostly inland floodingVery high

Jaconitamostly inland floodingVery high

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. El Rancho is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to El Rancho’s own flood-insurance community; household aid to the registrant’s city; repair grants to El Rancho. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.