Natural hazards · El Morro Valley

El Morro Valley, NM natural hazards

Most of the natural-hazard damage FEMA expects in El Morro Valley comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is El Morro Valley?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in El Morro Valley to be higher than in 33% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding57%Cold waves18%Lightning14%Everything else10%

By hazard

What El Morro Valley faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

57% of expected damage

Above average · higher than 61% of U.S. places

Recorded about once a year in the area

Cold waves

18% of expected damage

Above average · higher than 60% of U.S. places

Recorded about once every 19 years in the area

Lightning

14% of expected damage

Well below average · higher than 18% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windAvalanchesVolcanic activity

Not a risk here

Coastal floodingHurricanesDroughtTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does El Morro Valley flood?

FEMA's records show no paid flood insurance claims in El Morro Valley.

of homes in flood zones
are insured

of all homes
are insured

No community discount. El Morro Valley isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Cibola County.

Disasters that hit El Morro Valley

Federal disasters declared here

None of the disasters declared for Cibola County shows FEMA aid or repair money reaching El Morro Valley itself in FEMA’s records.

Brought FEMA money into El Morro ValleyDeclared for Cibola County only

Cibola County has had 6 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. El Morro Valley is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to El Morro Valley’s own flood-insurance community; household aid to the registrant’s city; repair grants to El Morro Valley. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.