Natural hazards · El Cerro Mission

El Cerro Mission, NM natural hazards

Most of the natural-hazard damage FEMA expects in El Cerro Mission comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is El Cerro Mission?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in El Cerro Mission to be higher than in 52% of U.S. communities, mostly from inland flooding.

Inland flooding70%Earthquakes11%Lightning7%Heat waves5%Everything else7%

By hazard

What El Cerro Mission faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

70% of expected damage

Above average · higher than 74% of U.S. places

Recorded about once every 2 years in the area

Earthquakes

11% of expected damage

Well above average · higher than 77% of U.S. places

Lightning

7% of expected damage

Well below average · higher than 15% of U.S. places

Heat waves

5% of expected damage

Above average · higher than 69% of U.S. places

Recorded about 3 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesWildfireStrong wind

Not a risk here

Coastal floodingHurricanesLandslidesDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does El Cerro Mission flood?

FEMA's records show no paid flood insurance claims in El Cerro Mission.

of homes in flood zones
are insured

of all homes
are insured

No community discount. El Cerro Mission isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Valencia County.

Disasters that hit El Cerro Mission

Federal disasters declared here

None of the disasters declared for Valencia County shows FEMA aid or repair money reaching El Cerro Mission itself in FEMA’s records.

Brought FEMA money into El Cerro MissionDeclared for Valencia County only

Valencia County has had 13 natural disasters declared since 1953, most often fires and floods.

Around El Cerro Mission

El Cerro Mission and the towns around it

Very lowLowModerateHighVery high

El Cerromostly inland floodingVery high

Monterey Parkmostly inland floodingHigh

El Cerro Missionmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. El Cerro Mission is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to El Cerro Mission’s own flood-insurance community; household aid to the registrant’s city; repair grants to El Cerro Mission. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.