Natural hazards · Deming

Deming, NM natural hazards

Most of the natural-hazard damage FEMA expects in Deming comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 2 claims here since 1999.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Deming?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Deming to be higher than in 28% of U.S. communities, mostly from inland flooding.

Inland flooding66%Heat waves15%Cold waves7%Everything else12%

By hazard

What Deming faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

66% of expected damage

Above average · higher than 57% of U.S. places

Recorded about once a year in the area

Heat waves

15% of expected damage

Above average · higher than 73% of U.S. places

Recorded about 4 times a year in the area

Cold waves

7% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about once every 9 years in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Deming flood?

Every paid claim on a federal flood insurance policy in Deming, from FEMA’s records.

2paid claims since 1999

$88Kpaid to owners

1homes flooded more than once

19992026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Deming isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Luna County.

Disasters that hit Deming

Federal disasters declared here

None of the disasters declared for Luna County shows FEMA aid or repair money reaching Deming itself in FEMA’s records.

Brought FEMA money into DemingDeclared for Luna County only

Luna County has had 5 natural disasters declared since 1953, most often severe storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Deming covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Deming’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Deming. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Deming total about $2.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.