Natural hazards · Cuba

Cuba, NM natural hazards

Most of the natural-hazard damage FEMA expects in Cuba comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Cuba?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Cuba to be higher than in 44% of U.S. communities, mostly from inland flooding and drought.

Inland flooding57%Drought18%Wildfire13%Earthquakes7%Everything else6%

By hazard

What Cuba faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

57% of expected damage

Above average · higher than 59% of U.S. places

Recorded about 2 times a year in the area

Drought

18% of expected damage

Recorded about 139 times a year in the area

Wildfire

13% of expected damage

Well above average · higher than 96% of U.S. places

Earthquakes

7% of expected damage

Above average · higher than 70% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesLandslidesStrong windLightningAvalanchesVolcanic activity

Not a risk here

Coastal floodingHurricanesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Cuba flood?

FEMA's records show no paid flood insurance claims in Cuba.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Cuba isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Sandoval County.

Disasters that hit Cuba

Federal disasters declared here

None of the disasters declared for Sandoval County shows FEMA aid or repair money reaching Cuba itself in FEMA’s records.

Brought FEMA money into CubaDeclared for Sandoval County only

Sandoval County has had 18 natural disasters declared since 1953, most often fires and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Cuba is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Cuba’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Cuba. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.