Natural hazards · Conchas Dam

Conchas Dam, NM natural hazards

Most of the natural-hazard damage FEMA expects in Conchas Dam comes from inland flooding, and overall the risk is very high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Conchas Dam?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Conchas Dam to be higher than in 81% of U.S. communities, mostly from inland flooding and wildfires.

Inland flooding77%Wildfire16%Everything else7%

By hazard

What Conchas Dam faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

77% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about 2 times a year in the area

Wildfire

16% of expected damage

Well above average · higher than 98% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesEarthquakesLandslidesStrong windLightningDroughtAvalanches

Not a risk here

Coastal floodingHurricanesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Conchas Dam flood?

FEMA's records show no paid flood insurance claims in Conchas Dam.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Conchas Dam isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: San Miguel County.

Disasters that hit Conchas Dam

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Conchas Dam itself: aid to households, or repair grants to Conchas Dam.

Brought FEMA money into Conchas DamDeclared for San Miguel County only

2022

Wildfires, Straight-Line Winds, Flooding, Mudflows, and Debris Flows

1 household applied for aid

San Miguel County has had 17 natural disasters declared since 1953, most often fires and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Conchas Dam is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Conchas Dam’s own flood-insurance community; household aid to the registrant’s city; repair grants to Conchas Dam. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.