Natural hazards · Cochiti Lake

Cochiti Lake, NM natural hazards

Most of the natural-hazard damage FEMA expects in Cochiti Lake comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Cochiti Lake?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Cochiti Lake to be higher than in 57% of U.S. communities, mostly from inland flooding and drought.

Inland flooding57%Drought15%Wildfire15%Earthquakes7%Everything else6%

By hazard

What Cochiti Lake faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

57% of expected damage

Above average · higher than 69% of U.S. places

Recorded about 2 times a year in the area

Drought

15% of expected damage

Recorded about 133 times a year in the area

Wildfire

15% of expected damage

Well above average · higher than 97% of U.S. places

Earthquakes

7% of expected damage

Well above average · higher than 75% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingHurricanesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Cochiti Lake flood?

FEMA's records show no paid flood insurance claims in Cochiti Lake.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Cochiti Lake isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Sandoval County.

Disasters that hit Cochiti Lake

Federal disasters declared here

None of the disasters declared for Sandoval County shows FEMA aid or repair money reaching Cochiti Lake itself in FEMA’s records.

Brought FEMA money into Cochiti LakeDeclared for Sandoval County only

Sandoval County has had 18 natural disasters declared since 1953, most often fires and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Cochiti Lake is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Cochiti Lake’s own flood-insurance community; household aid to the registrant’s city; repair grants to Cochiti Lake. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.