Natural hazards · Chaparral

Chaparral, NM natural hazards

Most of the natural-hazard damage FEMA expects in Chaparral comes from inland flooding, and overall the risk is moderate for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Chaparral?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Chaparral to be higher than in 51% of U.S. communities, mostly from inland flooding.

Inland flooding70%Heat waves7%Cold waves7%Lightning5%Everything else11%

By hazard

What Chaparral faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

70% of expected damage

Well above average · higher than 76% of U.S. places

Recorded about 2 times a year in the area

Heat waves

7% of expected damage

Above average · higher than 73% of U.S. places

Recorded about 4 times a year in the area

Cold waves

7% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about once every 6 years in the area

Lightning

5% of expected damage

Above average · higher than 70% of U.S. places

Lower here

HurricanesTornadoesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Chaparral flood?

FEMA's records show no paid flood insurance claims in Chaparral.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Chaparral isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Dona Ana County.

Disasters that hit Chaparral

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Chaparral itself: aid to households, or repair grants to Chaparral.

Brought FEMA money into ChaparralDeclared for Dona Ana County only

2006

Severe Storms and Flooding

140 households applied for aid $60K aid approved

Dona Ana County has had 7 natural disasters declared since 1953, most often floods and severe storms.

Around Chaparral

Chaparral and the towns around it

Very lowLowModerateHighVery high

Chaparralmostly inland floodingModerate

El Pasomostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Chaparral covers 3 census tracts, combined by population.

Money that reached townFlood claims are matched to Chaparral’s own flood-insurance community; household aid to the registrant’s city; repair grants to Chaparral. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Chaparral total about $2.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.